Personal Finance Tools

Credit Assessment, Home Budget Analysis, Life Expectancy, Net Worth, Should my spouse work?, More…

 

Auto

Find out how much interest you can save by increasing your monthly auto loan payment.

 

Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.

 

Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.

 

Should you lease your next automobile or finance it? Find out with this calculator!

 

Business


Find out how many and what price you must sell your product at to make a profit.


Should your business consolidate its debt? Use this calculator to find out.


This tool calculates a business valuation based upon the discounted cash flow methodology – illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.


Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.


Should you lease your equipment or finance it? Find out with this calculator!


This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.


Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.


This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.


If you have repossessed real property, you can this calculator to determine the gain or loss as well as its new basis.


Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.

Debt and Credit Cards


Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.



Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.


The Credit Card Optimizer helps you determine the best distribution of your credit card debt.


Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.


Use this calculator as a starting point for your debt management plan.


Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.


The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.

Insurance


Find out how much life insurance you really need!


Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.

Investment


Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.

Loan


Use this calculator to determine your payment or loan amount for different payment frequencies.


Enter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!


Should you consolidate your debt? Use this calculator to find out.


How big of a home equity line of credit can you receive? Use this calculator to find out!


This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments.

Mortgage


Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.


Use this calculator to determine your monthly payment and amortization schedule.


Save thousands of dollars in interest by increasing your monthly mortgage payment.


Should you buy points? Use this calculator to find out.


Should you refinance your mortgage? Use this calculator to determine when you will break even.


Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.


Use this calculator to see how much interest you can save by refinancing your mortgage!


Are you better off buying your home, or should you continue to rent?

Personal Finance


How is your credit? Use this calculator for a quick assessment!


Analyze your budget, see where your money goes and find out where you can improve!


This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.


This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.


This calculator is designed to help you see the financial impact of having either one or two incomes for your household.

Retirement


Use this calculator to help decide between joint survivorship and single survivorship pension options.


Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year's distribution requirements.


Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.


Plan your retirement with a company pension, find out if you are on track – and learn how to stay there.


Quickly determine if your retirement plan is on track – and learn how to keep it there.


Use this calculator to compare the Roth IRA to an ordinary taxable investment.


Use this calculator to determine which IRA may be right for you.


Use this calculator to estimate your Social Security benefits.

Savings


Use this calculator to help develop or fine tune your education savings plan.


This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.


Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.


Use this calculator to determine savings balance after a series monthly, quarterly or annual withdrawals.


Use this calculator to determine how much your savings will be worth with these two important variables in mind.

Tax


Enter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April.


Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.


Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.


Use this calculator to help you determine the impact of changing your payroll deductions.


Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.